A recent survey of 2,000 American hourly workers, including 1,000 Gen Z and 1,000 retail employees, found that 39% would consider living paycheck-to-paycheck an improvement over their current financial situation. The study revealed dire circumstances, with 44% having overdrawn their bank accounts in the last month and 38% having less than $1,000 in savings. Over a third (34%) rely on multiple jobs, yet many have resorted to extreme measures like selling personal items or dumpster diving to make ends meet. Half feel their financial health is out of their control, and 78% believe on-demand pay could improve their situation. (Talker Research)
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